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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 420 N. 20TH STREET · BIRMINGHAM, AL 35203 | Advisory (Plan) | $136,455 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB INVESTMENT Service code 27 · EIN 94-3106735 | Advisory (Plan) | $74,383 |
NEWPORT GROUP, INC.2 years Filed as: NEWPORT TRUST COMPANY Service code 12 · EIN 27-4411131 | Claims processing; Trustee (bank, tru... | $21,777 |
TRIAD ADVISORS INC3+ years Filed as: TRIAD ADVISORS Service code 27 3008 PUMP HOUSE RD · BIRMINGHAM, AL 35243 | Advisory (Plan) | $18,846 |
NEWPORT GROUP, INC.2 years Service code 12 · EIN 27-2037969 | Recordkeeping fees; Sub-transfer agen... | $18,477 |
WELLS FARGO BANK, N.A.3+ years Filed as: WELLS FARGO Service code 27 2010 CLUB DR., SUITE 300 · GALSDEN, AL 35901 | Advisory (Plan) | $17,183 |
MORGAN STANLEY SMITH BARNEY3+ years Service code 27 3500 COLONNADE PARKWAY · BIRMINGHAM, AL 35243 | Advisory (Plan) | $14,231 |
Service code 27 44 MONTGOMERY STREET · SAN FRANCISCO, CA 94101 | Advisory (Plan) | $9,830 |
BERNSTEIN2 years Service code 27 1345 AVENUE OF THE AMERICAS · NEW YORK, NY 10105 | Advisory (Plan) | $7,357 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE Service code 27 2200 LAKESHORE DRIVE · BIRMINGHAM, AL 35209 | Advisory (Plan) | $5,520 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,593 | $85,766+392.7% | $136,298+210.1% | $70,126+502.6% |
| Participation rate | 99.0% | 74.2%+24.8pp | 81.9%+17.1pp | 69.5%+29.4pp |
| Annual return | 15.00% | 31.46%-16.5pp | 5156.27%-5141.3pp | 73.15%-58.2pp |
| Employer contribution / active EE | $17,985 | $2,966+506.4% | $4,696+283.0% | $2,343+667.8% |
| Participant deferral / active EE | $8,112 | $5,051+60.6% | $6,247+29.9% | $3,332+143.5% |
| Admin fee / account holder | $2,590 | $5,421-52.2% | $9,244-72.0% | $4,645-44.3% |