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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 420 N. 20TH STREET · BIRMINGHAM, AL 35203 | Advisory (Plan) | $121,403 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB INVESTMENT Service code 27 · EIN 94-3106735 | Advisory (Plan) | $61,015 |
NEWPORT GROUP, INC.1 year Service code 12 · EIN 27-2037969 | Participant loan processing; Claims p... | $20,834 |
TRIAD ADVISORS INC2+ years Filed as: TRIAD ADVISORS Service code 27 3008 PUMP HOUSE RD. · BIRMINGHAM, AL 35243 | Advisory (Plan) | $16,764 |
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO Service code 27 2010 CLUB DR., SUITE 300 · GALSDEN, AL 35901 | Advisory (Plan) | $16,425 |
NEWPORT GROUP, INC.1 year Filed as: NEWPORT TRUST COMPANY Service code 12 · EIN 27-4411131 | Trustee (bank, trust company, or simi... | $14,373 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 27 3500 COLONNADE PARKWAY · BIRMINGHAM, AL 35243 | Advisory (Plan) | $12,148 |
BERNSTEIN1 year Service code 27 1345 AVENUE OF THE AMERICAS · NEW YORK, NY 10105 | Advisory (Plan) | $5,436 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,268 | $76,551+398.1% | $123,894+207.7% | $62,881+506.3% |
| Participation rate | 97.9% | 73.0%+24.9pp | 81.4%+16.5pp | 69.3%+28.6pp |
| Annual return | 8.76% | 18.68%-9.9pp | 47.52%-38.8pp | 20.14%-11.4pp |
| Employer contribution / active EE | $18,835 | $2,882+553.5% | $4,617+308.0% | $2,281+725.8% |
| Participant deferral / active EE | $7,927 | $4,840+63.8% | $5,984+32.5% | $3,203+147.5% |
| Admin fee / account holder | $2,075 | $4,826-57.0% | $8,357-75.2% | $4,296-51.7% |