Filed February 28, 2003
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,682 |
Filed as: MERRILL LYNCH PIERCE FENNER&SMITH Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $3,306 |
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $693 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $17 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,507 | $53,165+36.4% | $86,188-15.9% | $74,419-2.6% |
| Participation rate | 44.9% | 64.9%-20.0pp | 69.0%-24.1pp | 70.7%-25.8pp |
| Annual return | 120.87% | 22.64%+98.2pp | 1168.45%-1047.6pp | 34.38%+86.5pp |
| Employer contribution / active EE | $1,336 | $1,210+10.4% | $2,380-43.9% | $2,637-49.4% |
| Participant deferral / active EE | $4,630 | $3,234+43.1% | $3,985+16.2% | $4,528+2.2% |
| Admin fee / account holder | $133 | $551-75.8% | $6,852-98.1% | $348-61.6% |