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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,653 | $112,099-55.7% | $95,954-48.3% | $158,931-68.8% |
| Participation rate | 61.5% | 79.0%-17.4pp | 77.1%-15.5pp | 82.0%-20.4pp |
| Annual return | 20.36% | 171.12%-150.8pp | 91.62%-71.3pp | 302.86%-282.5pp |
| Employer contribution / active EE | $1,240 | $3,198-61.2% | $2,541-51.2% | $4,761-74.0% |
| Participant deferral / active EE | $1,672 | $4,784-65.0% | $4,167-59.9% | $5,982-72.0% |
| Admin fee / account holder | $4,093 | $10,132-59.6% | $6,796-39.8% | $11,247-63.6% |