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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,653 | $112,131-55.7% | $95,964-48.3% | $158,982-68.8% |
| Participation rate | 61.5% | 79.0%-17.5pp | 77.1%-15.5pp | 82.0%-20.4pp |
| Annual return | 20.36% | 171.19%-150.8pp | 91.64%-71.3pp | 302.99%-282.6pp |
| Employer contribution / active EE | $1,240 | $3,199-61.2% | $2,541-51.2% | $4,763-74.0% |
| Participant deferral / active EE | $1,672 | $4,784-65.0% | $4,167-59.9% | $5,983-72.0% |
| Admin fee / account holder | $4,093 | $10,136-59.6% | $6,797-39.8% | $11,252-63.6% |