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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,750 | $124,346-58.4% | $111,306-53.5% | $167,553-69.1% |
| Participation rate | 60.0% | 79.6%-19.6pp | 77.3%-17.3pp | 82.1%-22.1pp |
| Annual return | 12.76% | 37.46%-24.7pp | 54.67%-41.9pp | 478.89%-466.1pp |
| Employer contribution / active EE | $1,197 | $3,438-65.2% | $2,732-56.2% | $4,840-75.3% |
| Participant deferral / active EE | $1,768 | $5,182-65.9% | $4,488-60.6% | $6,343-72.1% |
| Admin fee / account holder | $3,626 | $10,623-65.9% | $7,966-54.5% | $12,316-70.6% |