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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,733 | $211,946-92.6% | $169,452-90.7% | $135,380-88.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -26.06% | 3.26%-29.3pp | 1.83%-27.9pp | 519.81%-545.9pp |
| Employer contribution / active EE | $5,849 | $5,117+14.3% | $4,157+40.7% | $4,779+22.4% |
| Participant deferral / active EE | $7,109 | $6,075+17.0% | $5,277+34.7% | $5,609+26.7% |
| Admin fee / account holder | $620 | $11,472-94.6% | $9,110-93.2% | $10,828-94.3% |