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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,290 | $190,916-76.8% | $160,037-72.3% | $134,545-67.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.10% | 552.79%-570.9pp | 408.95%-427.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $10,750 | $4,996+115.2% | $4,226+154.4% | $4,742+126.7% |
| Participant deferral / active EE | $9,956 | $6,925+43.8% | $6,184+61.0% | $6,401+55.5% |
| Admin fee / account holder | $6,421 | $10,497-38.8% | $8,716-26.3% | $11,431-43.8% |