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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,603 | $61,660+165.3% | $80,022+104.4% | $64,181+154.9% |
| Participation rate | 88.9% | 71.7%+17.2pp | 75.8%+13.1pp | 69.6%+19.3pp |
| Annual return | -8.12% | -0.33%-7.8pp | 11.22%-19.3pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,191 | $1,810-34.2% | $2,468-51.8% | $2,381-50.0% |
| Participant deferral / active EE | $3,265 | $2,968+10.0% | $3,686-11.4% | $3,470-5.9% |
| Admin fee / account holder | $5,475 | $5,417+1.1% | $6,521-16.0% | $4,887+12.0% |