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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,448 | $83,908+82.9% | $68,509+124.0% | $125,388+22.4% |
| Participation rate | 95.8% | 78.2%+17.7pp | 74.7%+21.1pp | 83.2%+12.6pp |
| Annual return | -3.17% | 14.48%-17.6pp | 8.27%-11.4pp | 282.24%-285.4pp |
| Employer contribution / active EE | $78 | $3,031-97.4% | $2,278-96.6% | $4,866-98.4% |
| Participant deferral / active EE | $2,302 | $4,125-44.2% | $3,382-32.0% | $5,352-57.0% |
| Admin fee / account holder | $7,931 | $8,982-11.7% | $5,275+50.4% | $9,541-16.9% |