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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE4 years Service code 19 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Securities Custodian | $24,214 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY INS SVCS INC Service code 27 · EIN 51-0116113 1 NEW YORK PLAZA 12TH FLOOR · NEW YORK, NY 10004 | Advisory (Plan) | $8,448 |
TAYLOR WEBSTER1 year Service code 14 · EIN 62-1281073 100 WINNERS CIRCLE · BRENTWOOD, TN 37027 | Plan Administrator | $3,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,471 | $46,697-6.9% | $117,533-63.0% | $68,486-36.5% |
| Participation rate | 55.4% | 56.8%-1.4pp | 70.6%-15.2pp | 67.9%-12.5pp |
| Annual return | -16.09% | -14.52%-1.6pp | 29.77%-45.9pp | -7.85%-8.2pp |
| Employer contribution / active EE | $629 | $1,506-58.2% | $4,179-84.9% | $2,597-75.8% |
| Participant deferral / active EE | $2,338 | $2,637-11.4% | $4,072-42.6% | $4,028-42.0% |
| Admin fee / account holder | $0 | $4,023-100.0% | $5,647-100.0% | $5,404-100.0% |