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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE3 years Service code 19 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Securities Custodian | $15,766 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY INS SVCS INC Service code 27 · EIN 51-0116113 1 NEW YORK PLAZA 12TH FLOOR · NEW YORK, NY 10004 | Advisory (Plan) | $15,453 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,110 | $58,726-6.2% | $142,898-61.4% | $85,847-35.8% |
| Participation rate | 59.0% | 58.5%+0.5pp | 72.0%-13.0pp | 69.3%-10.3pp |
| Annual return | 27.06% | 27.73%-0.7pp | 5639.64%-5612.6pp | 318.61%-291.5pp |
| Employer contribution / active EE | $744 | $1,424-47.8% | $4,146-82.1% | $2,565-71.0% |
| Participant deferral / active EE | $2,371 | $2,609-9.1% | $3,838-38.2% | $3,952-40.0% |
| Admin fee / account holder | $0 | $4,234-100.0% | $6,560-100.0% | $6,261-100.0% |