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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,331 | $49,199-46.5% | $121,204-78.3% | $75,173-65.0% |
| Participation rate | 48.3% | 55.4%-7.2pp | 69.5%-21.3pp | 67.2%-18.9pp |
| Annual return | 42.46% | 56.04%-13.6pp | 987.18%-944.7pp | 160.72%-118.3pp |
| Employer contribution / active EE | $1,983 | $1,547+28.1% | $4,170-52.5% | $2,671-25.8% |
| Participant deferral / active EE | $3,078 | $2,630+17.0% | $4,083-24.6% | $4,126-25.4% |
| Admin fee / account holder | $2,744 | $3,946-30.5% | $5,651-51.4% | $5,651-51.4% |