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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,714 | $165,939-79.7% | $122,354-72.4% | $147,586-77.2% |
| Participation rate | 12.5% | 79.6%-67.1pp | 71.6%-59.1pp | 82.8%-70.3pp |
| Annual return | 14.06% | 34.56%-20.5pp | 30.28%-16.2pp | 578.59%-564.5pp |
| Employer contribution / active EE | $1,106 | $5,754-80.8% | $4,051-72.7% | $4,876-77.3% |
| Participant deferral / active EE | $1,200 | $4,005-70.0% | $3,287-63.5% | $5,439-77.9% |
| Admin fee / account holder | $345 | $7,425-95.4% | $5,479-93.7% | $10,886-96.8% |