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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,303 | $91,019-86.5% | $392,568-96.9% | $72,983-83.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 78.1%+21.9pp | 69.5%+30.5pp |
| Annual return | 20.15% | 20.00%+0.1pp | 24.42%-4.3pp | 81.01%-60.9pp |
| Employer contribution / active EE | $1,464 | $2,751-46.8% | $3,783-61.3% | $2,440-40.0% |
| Participant deferral / active EE | $2,000 | $4,570-56.2% | $5,985-66.6% | $3,608-44.5% |
| Admin fee / account holder | $483 | $4,895-90.1% | $6,260-92.3% | $5,124-90.6% |