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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,088 | $82,523-89.0% | $115,752-92.1% | $70,126-87.0% |
| Participation rate | 100.0% | 74.0%+26.0pp | 77.8%+22.2pp | 69.5%+30.5pp |
| Annual return | 20.23% | 28.22%-8.0pp | 19.41%+0.8pp | 73.15%-52.9pp |
| Employer contribution / active EE | $1,787 | $2,758-35.2% | $3,492-48.8% | $2,343-23.7% |
| Participant deferral / active EE | $3,727 | $4,062-8.3% | $5,204-28.4% | $3,332+11.9% |
| Admin fee / account holder | $500 | $4,552-89.0% | $6,278-92.0% | $4,645-89.2% |