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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $5,057 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC Service code 22 · EIN 13-2808480 | Insurance Broker | $2,339 |
AVINTUS1+ years Filed as: AVINTUS, LLC Service code 15 | Recordkeeping | $2,308 |
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANANGEMENT CO I Service code 64 333 SOUTH HOPE ST · LOS ANGELES, CA 90071 | Recordkeeping Fees | $2,019 |
AVINTUS1+ years Service code 15 · EIN 04-3682160 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,029 | $37,044-16.2% | $71,796-56.8% | $57,658-46.2% |
| Participation rate | 35.9% | 61.1%-25.2pp | 69.1%-33.2pp | 70.2%-34.4pp |
| Annual return | 2.14% | 12.64%-10.5pp | 78.04%-75.9pp | 5.13%-3.0pp |
| Employer contribution / active EE | $883 | $720+22.6% | $1,924-54.1% | $1,974-55.3% |
| Participant deferral / active EE | $1,181 | $1,974-40.2% | $2,794-57.7% | $3,061-61.4% |
| Admin fee / account holder | $0 | $101-100.0% | $4,815-100.0% | $95-100.0% |