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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,271 | $87,166+132.1% | $76,735+163.6% | $137,256+47.4% |
| Participation rate | 87.5% | 74.4%+13.1pp | 69.5%+18.0pp | 80.0%+7.5pp |
| Annual return | 13.72% | 26.50%-12.8pp | 29.77%-16.0pp | 220.34%-206.6pp |
| Employer contribution / active EE | $11,266 | $2,904+287.9% | $2,454+359.0% | $4,156+171.1% |
| Participant deferral / active EE | $6,690 | $4,726+41.5% | $4,088+63.7% | $6,407+4.4% |
| Admin fee / account holder | $2,242 | $8,403-73.3% | $7,189-68.8% | $12,270-81.7% |