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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,445 | $148,582+4.6% | $135,942+14.3% | $139,456+11.5% |
| Participation rate | 52.6% | 83.9%-31.2pp | 81.9%-29.3pp | 80.3%-27.7pp |
| Annual return | 13.06% | 79.26%-66.2pp | 68.28%-55.2pp | 373.45%-360.4pp |
| Employer contribution / active EE | $2,636 | $5,245-49.7% | $4,858-45.7% | $4,753-44.5% |
| Participant deferral / active EE | $3,704 | $8,101-54.3% | $7,759-52.3% | $6,711-44.8% |
| Admin fee / account holder | $812 | $12,402-93.4% | $10,764-92.5% | $11,407-92.9% |