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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,400 | $165,361-41.1% | $149,715-34.9% | $158,950-38.7% |
| Participation rate | 55.0% | 84.6%-29.6pp | 82.5%-27.5pp | 82.0%-27.0pp |
| Annual return | 8.29% | 348.24%-339.9pp | 276.66%-268.4pp | 302.91%-294.6pp |
| Employer contribution / active EE | $3,195 | $5,103-37.4% | $4,645-31.2% | $4,762-32.9% |
| Participant deferral / active EE | $4,873 | $7,182-32.1% | $6,842-28.8% | $5,983-18.5% |
| Admin fee / account holder | $5,921 | $10,808-45.2% | $9,310-36.4% | $11,248-47.4% |