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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,840 | $62,592-66.7% | $85,693-75.7% | $85,856-75.7% |
| Participation rate | 50.0% | 61.1%-11.1pp | 69.9%-19.9pp | 69.3%-19.3pp |
| Annual return | 18.71% | 23.77%-5.1pp | 21.49%-2.8pp | 318.58%-299.9pp |
| Employer contribution / active EE | $1,994 | $1,755+13.6% | $2,618-23.8% | $2,565-22.3% |
| Participant deferral / active EE | $3,579 | $2,802+27.7% | $3,923-8.8% | $3,952-9.4% |
| Admin fee / account holder | $1,550 | $4,643-66.6% | $6,874-77.5% | $6,261-75.2% |