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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,077 | $69,444-9.2% | $92,985-32.2% | $87,485-27.9% |
| Participation rate | 38.2% | 63.3%-25.1pp | 69.5%-31.3pp | 68.9%-30.7pp |
| Annual return | 15.79% | 23.85%-8.1pp | 27.99%-12.2pp | 26.06%-10.3pp |
| Employer contribution / active EE | $1,669 | $1,917-13.0% | $2,662-37.3% | $2,596-35.7% |
| Participant deferral / active EE | $3,926 | $3,364+16.7% | $4,377-10.3% | $4,274-8.1% |
| Admin fee / account holder | $5,486 | $6,137-10.6% | $9,463-42.0% | $7,775-29.4% |