| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Filed as: VANGUARD ADVISERS INC. Service code 26 · EIN 23-2811930 | Advisory (Participants) | $8,049,783 |
THE VANGUARD GROUP, INC.7+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $1,939,684 |
BAKER DONELSON1 year Filed as: BAKER D, B, CALDWELL & BERKOWITZ Service code 29 · EIN 62-1047356 | Legal | $6,889 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,584 | $130,338-0.6% | $85,708+51.2% | $106,520+21.7% |
| Participation rate | 62.6% | 64.6%-2.0pp | 69.9%-7.3pp | 71.3%-8.7pp |
| Annual return | 14.45% | 14.40%+0.1pp | 21.49%-7.0pp | 19.28%-4.8pp |
| Employer contribution / active EE | $1,838 | $3,864-52.4% | $2,618-29.8% | $2,840-35.3% |
| Participant deferral / active EE | $5,127 | $4,160+23.2% | $3,922+30.7% | $4,948+3.6% |
| Admin fee / account holder | $59 | $114-48.4% | $6,876-99.1% | $75-21.2% |