| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.6+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $8,782,565 |
CALDWELL TRUST COMPANY1 year Filed as: B D B CALDWELL & BERKOWITZ PC Service code 29 · EIN 62-1047356 | Legal | $17,159 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,893 | $123,048-31.0% | $81,988+3.5% | $106,273-20.1% |
| Participation rate | 97.3% | 65.1%+32.2pp | 69.3%+28.0pp | 70.8%+26.5pp |
| Annual return | 13.84% | 14.83%-1.0pp | 41.32%-27.5pp | 21.70%-7.9pp |
| Employer contribution / active EE | $1,680 | $3,893-56.8% | $2,499-32.8% | $2,722-38.3% |
| Participant deferral / active EE | $4,663 | $4,168+11.9% | $3,723+25.3% | $4,601+1.3% |
| Admin fee / account holder | $31 | $116-73.5% | $5,666-99.5% | $78-60.6% |