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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,299 | $77,908-61.1% | $149,696-79.8% | $75,173-59.7% |
| Participation rate | 68.3% | 65.6%+2.8pp | 78.8%-10.4pp | 67.2%+1.1pp |
| Annual return | 15.67% | 31.73%-16.1pp | 134.46%-118.8pp | 160.72%-145.1pp |
| Employer contribution / active EE | $835 | $3,138-73.4% | $4,821-82.7% | $2,671-68.7% |
| Participant deferral / active EE | $1,778 | $3,411-47.9% | $5,682-68.7% | $4,126-56.9% |
| Admin fee / account holder | $1,651 | $5,950-72.2% | $13,212-87.5% | $5,651-70.8% |