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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,551 | $91,198-61.0% | $178,503-80.1% | $79,856-55.5% |
| Participation rate | 58.5% | 69.2%-10.7pp | 81.9%-23.4pp | 69.6%-11.2pp |
| Annual return | 12.25% | 24.20%-11.9pp | 151.12%-138.9pp | 31.71%-19.5pp |
| Employer contribution / active EE | $589 | $3,257-81.9% | $5,011-88.3% | $2,471-76.2% |
| Participant deferral / active EE | $1,218 | $3,237-62.4% | $5,202-76.6% | $3,741-67.4% |
| Admin fee / account holder | $2,879 | $6,748-57.3% | $13,987-79.4% | $5,306-45.7% |