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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,079 | $84,236-66.7% | $170,435-83.5% | $70,126-60.0% |
| Participation rate | 69.2% | 70.8%-1.6pp | 83.6%-14.4pp | 69.5%-0.3pp |
| Annual return | 16.43% | 23.06%-6.6pp | 205.94%-189.5pp | 73.15%-56.7pp |
| Employer contribution / active EE | $712 | $3,387-79.0% | $5,432-86.9% | $2,343-69.6% |
| Participant deferral / active EE | $1,573 | $3,086-49.0% | $4,939-68.2% | $3,332-52.8% |
| Admin fee / account holder | $5,017 | $5,698-12.0% | $13,881-63.9% | $4,645+8.0% |