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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,106 | $131,835-55.9% | $108,582-46.5% | $273,972-78.8% |
| Participation rate | 55.0% | 83.5%-28.5pp | 79.6%-24.6pp | 83.0%-28.0pp |
| Annual return | 6.94% | -91.57%+98.5pp | -51.70%+58.6pp | 41.46%-34.5pp |
| Employer contribution / active EE | $1,176 | $4,913-76.1% | $3,758-68.7% | $4,869-75.8% |
| Participant deferral / active EE | $4,177 | $5,127-18.5% | $4,311-3.1% | $5,287-21.0% |
| Admin fee / account holder | $253 | $10,253-97.5% | $7,645-96.7% | $10,133-97.5% |