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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,633 | $113,941-59.1% | $94,229-50.5% | $125,389-62.8% |
| Participation rate | 66.7% | 82.9%-16.2pp | 78.8%-12.1pp | 83.2%-16.5pp |
| Annual return | -2.78% | 5.29%-8.1pp | 10.68%-13.5pp | 282.24%-285.0pp |
| Employer contribution / active EE | $1,124 | $4,727-76.2% | $3,587-68.7% | $4,866-76.9% |
| Participant deferral / active EE | $4,414 | $5,179-14.8% | $4,320+2.2% | $5,352-17.5% |
| Admin fee / account holder | $225 | $8,392-97.3% | $6,269-96.4% | $9,541-97.6% |