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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,728 | $111,830-85.0% | $93,696-82.1% | $145,884-88.5% |
| Participation rate | 27.3% | 74.2%-46.9pp | 68.7%-41.4pp | 80.3%-53.0pp |
| Annual return | 12.62% | 204.08%-191.5pp | 133.74%-121.1pp | 551.85%-539.2pp |
| Employer contribution / active EE | $1,627 | $3,093-47.4% | $2,422-32.8% | $4,662-65.1% |
| Participant deferral / active EE | $2,663 | $4,920-45.9% | $4,417-39.7% | $6,690-60.2% |
| Admin fee / account holder | $1,136 | $10,249-88.9% | $8,287-86.3% | $13,392-91.5% |