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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,864 | $162,812+98.3% | $133,971+141.0% | $158,966+103.1% |
| Participation rate | 95.7% | 83.2%+12.4pp | 79.8%+15.8pp | 82.0%+13.7pp |
| Annual return | 10.59% | 41.94%-31.4pp | 45.09%-34.5pp | 302.95%-292.4pp |
| Employer contribution / active EE | $16,720 | $4,976+236.0% | $3,919+326.7% | $4,762+251.1% |
| Participant deferral / active EE | $11,918 | $5,910+101.6% | $5,047+136.1% | $5,983+99.2% |
| Admin fee / account holder | $7,648 | $11,741-34.9% | $8,929-14.3% | $11,250-32.0% |