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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,970 | $152,592+67.1% | $125,180+103.7% | $152,885+66.8% |
| Participation rate | 95.7% | 83.3%+12.3pp | 79.8%+15.9pp | 82.5%+13.2pp |
| Annual return | 18.41% | 54.84%-36.4pp | 43.79%-25.4pp | 345.39%-327.0pp |
| Employer contribution / active EE | $19,888 | $4,947+302.1% | $3,866+414.5% | $4,763+317.5% |
| Participant deferral / active EE | $12,215 | $5,868+108.1% | $4,937+147.4% | $5,851+108.8% |
| Admin fee / account holder | $50,152 | $13,435+273.3% | $9,703+416.9% | $11,598+332.4% |