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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,316 | $185,312+177.5% | $161,489+218.5% | $154,746+232.4% |
| Participation rate | 92.9% | 82.5%+10.4pp | 78.7%+14.2pp | 80.7%+12.2pp |
| Annual return | 17.53% | 103.84%-86.3pp | 89.72%-72.2pp | 172.34%-154.8pp |
| Employer contribution / active EE | $18,165 | $4,769+280.9% | $4,268+325.6% | $4,379+314.8% |
| Participant deferral / active EE | $11,249 | $6,350+77.2% | $5,630+99.8% | $6,730+67.1% |
| Admin fee / account holder | $1,665 | $18,654-91.1% | $16,006-89.6% | $14,365-88.4% |