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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,863 | $197,819-16.2% | $155,789+6.5% | $125,389+32.3% |
| Participation rate | 50.0% | 82.1%-32.1pp | 76.1%-26.1pp | 83.2%-33.2pp |
| Annual return | -1.56% | 86.73%-88.3pp | 71.54%-73.1pp | 282.24%-283.8pp |
| Employer contribution / active EE | $3,021 | $4,850-37.7% | $3,839-21.3% | $4,866-37.9% |
| Participant deferral / active EE | $6,464 | $5,631+14.8% | $4,798+34.7% | $5,352+20.8% |
| Admin fee / account holder | $50 | $9,544-99.5% | $7,477-99.3% | $9,541-99.5% |