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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,682 | $232,540-3.4% | $185,117+21.4% | $147,586+52.2% |
| Participation rate | 50.0% | 82.4%-32.4pp | 77.3%-27.3pp | 82.8%-32.8pp |
| Annual return | 8.73% | 43.03%-34.3pp | 40.50%-31.8pp | 578.59%-569.9pp |
| Employer contribution / active EE | $3,075 | $5,195-40.8% | $4,182-26.5% | $4,876-37.0% |
| Participant deferral / active EE | $6,460 | $5,834+10.7% | $5,045+28.0% | $5,439+18.8% |
| Admin fee / account holder | $1,047 | $10,275-89.8% | $8,159-87.2% | $10,886-90.4% |