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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,691 | $84,684-63.8% | $73,835-58.4% | $125,388-75.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -0.00% | 3123.93%-3123.9pp | 2268.13%-2268.1pp | 282.24%-282.2pp |
| Employer contribution / active EE | $2,123 | $3,123-32.0% | $2,788-23.8% | $4,866-56.4% |
| Participant deferral / active EE | $3,658 | $3,993-8.4% | $3,583+2.1% | $5,352-31.6% |
| Admin fee / account holder | $8,333 | $5,691+46.4% | $4,880+70.8% | $9,541-12.7% |