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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,582 | $99,009-14.6% | $86,581-2.3% | $147,585-42.7% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 18.39% | 1312.70%-1294.3pp | 965.06%-946.7pp | 578.58%-560.2pp |
| Employer contribution / active EE | $2,231 | $3,132-28.8% | $2,840-21.4% | $4,876-54.3% |
| Participant deferral / active EE | $5,447 | $3,972+37.1% | $3,609+50.9% | $5,439+0.1% |
| Admin fee / account holder | $325 | $5,709-94.3% | $4,904-93.4% | $10,886-97.0% |