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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,002 | $100,805-18.7% | $86,698-5.4% | $134,532-39.0% |
| Participation rate | 95.2% | 79.0%+16.3pp | 76.6%+18.6pp | 81.2%+14.0pp |
| Annual return | -12.95% | 29.09%-42.0pp | 35.95%-48.9pp | 418.27%-431.2pp |
| Employer contribution / active EE | $4,294 | $3,490+23.0% | $2,837+51.4% | $4,741-9.4% |
| Participant deferral / active EE | $8,762 | $5,339+64.1% | $4,656+88.2% | $6,401+36.9% |
| Admin fee / account holder | $4,749 | $10,925-56.5% | $7,493-36.6% | $11,429-58.5% |