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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,086 | $67,602-46.6% | $82,312-56.2% | $70,126-48.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 24.35% | 21.57%+2.8pp | 25.88%-1.5pp | 73.15%-48.8pp |
| Employer contribution / active EE | $3,433 | $1,755+95.6% | $2,428+41.4% | $2,343+46.5% |
| Participant deferral / active EE | $7,644 | $2,987+155.9% | $3,706+106.2% | $3,332+129.4% |
| Admin fee / account holder | $3,434 | $4,512-23.9% | $5,608-38.8% | $4,645-26.1% |