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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,742 | $58,627+3.6% | $76,735-20.8% | $82,448-26.3% |
| Participation rate | 15.8% | 63.2%-47.4pp | 69.5%-53.7pp | 68.1%-52.3pp |
| Annual return | 18.59% | 39.10%-20.5pp | 29.77%-11.2pp | 41.64%-23.0pp |
| Employer contribution / active EE | $726 | $1,729-58.0% | $2,454-70.4% | $2,551-71.5% |
| Participant deferral / active EE | $1,639 | $3,134-47.7% | $4,088-59.9% | $4,139-60.4% |
| Admin fee / account holder | $4,510 | $5,323-15.3% | $7,189-37.3% | $7,234-37.7% |