Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,084 | $54,162-88.8% | $68,612-91.1% | $64,173-90.5% |
| Participation rate | 58.7% | 68.1%-9.3pp | 72.2%-13.5pp | 69.6%-10.8pp |
| Annual return | -9.59% | -1.62%-8.0pp | -4.63%-5.0pp | 7.63%-17.2pp |
| Employer contribution / active EE | $1,154 | $1,846-37.5% | $2,625-56.0% | $2,381-51.5% |
| Participant deferral / active EE | $1,090 | $2,626-58.5% | $3,311-67.1% | $3,470-68.6% |
| Admin fee / account holder | $1,036 | $4,029-74.3% | $5,131-79.8% | $4,887-78.8% |