Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,113 | $56,544-83.9% | $75,501-87.9% | $70,126-87.0% |
| Participation rate | 42.6% | 68.1%-25.5pp | 72.4%-29.7pp | 69.5%-26.9pp |
| Annual return | 18.50% | 23.59%-5.1pp | 27.35%-8.9pp | 73.15%-54.7pp |
| Employer contribution / active EE | $1,390 | $1,817-23.5% | $2,352-40.9% | $2,343-40.7% |
| Participant deferral / active EE | $1,164 | $2,580-54.9% | $3,142-63.0% | $3,332-65.1% |
| Admin fee / account holder | $2,256 | $3,827-41.0% | $5,801-61.1% | $4,645-51.4% |