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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $554,151 | $91,179+507.8% | $178,499+210.5% | $79,852+594.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.62% | 24.19%-14.6pp | 151.10%-141.5pp | 31.72%-22.1pp |
| Employer contribution / active EE | $19,304 | $3,256+492.9% | $5,011+285.2% | $2,471+681.2% |
| Participant deferral / active EE | $13,792 | $3,236+326.2% | $5,202+165.1% | $3,740+268.7% |
| Admin fee / account holder | $27,402 | $6,749+306.1% | $13,986+95.9% | $5,306+416.4% |