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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,579 | $77,638+471.3% | $156,551+183.3% | $62,881+605.4% |
| Participation rate | 94.7% | 71.2%+23.5pp | 84.0%+10.7pp | 69.3%+25.4pp |
| Annual return | 7.74% | 50.33%-42.6pp | 32.23%-24.5pp | 20.14%-12.4pp |
| Employer contribution / active EE | $18,301 | $3,444+431.4% | $5,501+232.7% | $2,281+702.4% |
| Participant deferral / active EE | $11,610 | $3,046+281.2% | $4,871+138.3% | $3,203+262.5% |
| Admin fee / account holder | $11,373 | $5,561+104.5% | $13,028-12.7% | $4,296+164.7% |