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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,823 | $75,962+513.2% | $154,111+202.3% | $64,173+625.9% |
| Participation rate | 86.1% | 70.4%+15.7pp | 83.0%+3.1pp | 69.6%+16.5pp |
| Annual return | -1.93% | 30.32%-32.2pp | 735.18%-737.1pp | 7.63%-9.6pp |
| Employer contribution / active EE | $18,958 | $3,350+465.9% | $5,298+257.8% | $2,381+696.3% |
| Participant deferral / active EE | $13,148 | $3,175+314.1% | $5,081+158.8% | $3,470+278.9% |
| Admin fee / account holder | $68,670 | $5,589+1128.7% | $13,411+412.0% | $4,887+1305.1% |