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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,921 | $48,053-10.7% | $84,628-49.3% | $72,975-41.2% |
| Participation rate | 85.6% | 57.6%+28.0pp | 68.2%+17.3pp | 69.5%+16.1pp |
| Annual return | 37.42% | 37.39%0pp | 258.80%-221.4pp | 81.01%-43.6pp |
| Employer contribution / active EE | $1,914 | $1,602+19.5% | $2,653-27.9% | $2,440-21.6% |
| Participant deferral / active EE | $3,441 | $2,681+28.4% | $3,900-11.8% | $3,608-4.6% |
| Admin fee / account holder | $1,192 | $3,395-64.9% | $4,914-75.7% | $5,124-76.7% |