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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,939 | $47,848-8.2% | $81,473-46.1% | $70,126-37.3% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 17.50% | 27.25%-9.7pp | 38.78%-21.3pp | 73.15%-55.6pp |
| Employer contribution / active EE | $5,255 | $1,527+244.1% | $2,568+104.6% | $2,343+124.3% |
| Participant deferral / active EE | $3,319 | $2,453+35.3% | $3,537-6.2% | $3,332-0.4% |
| Admin fee / account holder | $1,662 | $3,145-47.2% | $4,561-63.6% | $4,645-64.2% |