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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,054 | $105,861-67.8% | $90,756-62.5% | $134,509-74.7% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -13.57% | -10.99%-2.6pp | -12.16%-1.4pp | 418.13%-431.7pp |
| Employer contribution / active EE | $8,658 | $3,463+150.0% | $2,922+196.4% | $4,741+82.6% |
| Participant deferral / active EE | $4,722 | $5,217-9.5% | $4,565+3.4% | $6,400-26.2% |
| Admin fee / account holder | $467 | $13,938-96.6% | $8,445-94.5% | $11,427-95.9% |