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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,603 | $118,708-69.2% | $98,920-63.0% | $158,966-77.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 14.13% | 372.49%-358.4pp | 196.47%-182.3pp | 302.95%-288.8pp |
| Employer contribution / active EE | $9,593 | $3,334+187.8% | $2,689+256.7% | $4,762+101.4% |
| Participant deferral / active EE | $4,797 | $5,089-5.7% | $4,245+13.0% | $5,983-19.8% |
| Admin fee / account holder | $847 | $10,134-91.6% | $6,643-87.2% | $11,250-92.5% |