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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,595 | $78,013+111.0% | $178,449-7.8% | $80,911+103.4% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 9.84% | 18.07%-8.2pp | 27.09%-17.2pp | 35.63%-25.8pp |
| Employer contribution / active EE | $6,324 | $2,287+176.5% | $3,951+60.1% | $2,756+129.5% |
| Participant deferral / active EE | $9,572 | $4,408+117.2% | $6,277+52.5% | $4,297+122.7% |
| Admin fee / account holder | $1,140 | $7,166-84.1% | $10,362-89.0% | $6,935-83.6% |