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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,078 | $70,666+89.7% | $169,385-20.8% | $75,181+78.3% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 13.40% | 36.37%-23.0pp | 405.82%-392.4pp | 160.69%-147.3pp |
| Employer contribution / active EE | $5,637 | $2,210+155.0% | $4,012+40.5% | $2,671+111.1% |
| Participant deferral / active EE | $7,940 | $4,308+84.3% | $6,221+27.6% | $4,126+92.5% |
| Admin fee / account holder | $3,161 | $5,402-41.5% | $9,011-64.9% | $5,650-44.1% |